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Visit C&S Tomorrow at CAI CA Day

Please come visit C&S at booth 105 tomorrow at the CAI Community Association Day at the Bradenton Convention Center. We are set up! For anyone noticing the money tree is not yet in the picture, it will be tomorrow and you may be this year's money tree winner. See you tomorrow!


Paws in Motion Walk-A-Thon This Saturday


C&S is a sponsor and will have a table at the event so please come visit with us while we root for Maggie who is in her first Paws in Motion Walk-A-Thon. If you would like to donate to "The Magster", here is her donate page:

Happy President's Day 2017


Phone and Data Lines Are Down (Update)


UPDATE:  At approximately 5:00 PM email services are now working.  No word what time tomorrow the phones will be working.  


The main switch to the business park where the main C&S office is located has failed.  The phone company has been working on the problem but must wait for parts to arrive tomorrow at the earliest.  Presently the C&S Bradenton office does not have phone service and all four C&S offices do not have email service.  The auto attendant for the phone system which is located in south Florida can take messages when you enter the extension for the C&S representative you wish to speak to and the representative can then return the call on their personal phone.      

If you have emailed C&S beginning at 1:04 PM this afternoon, we have not only not received your email, we do not yet know when and if we will once the phone company replaces and repairs the main switch.

We are sorry for the inconvenience and will keep you posted on our website and Facebook.


CAI CA Day is March 9th, Come Visit C&S


Happy New Year!


Happy Holidays!

Merry Christmas, Happy Hanukkah, Joyous Kwanza, and Happy Holidays to everyone from C&S!


2017 C&S Holiday Schedule


C&S follows the official Manatee/Sarasota County holiday schedule.  

C&S Again Manatee Co. Humane Society Sponsor


C&S is very proud to again be a sponsor of the

Humane Society of Manatee County for the 2016-2017 year.


2017 Board Member Forum Coming in January


Happy Thanksgiving from C&S


Association President's Summit is November 10th


Please Vote This Year's Readers Choice Awards

Voting ends December 15th. If you have not already voted for C&S in the Readers Choice Awards, there is still time. Just click here and then click on C&S Management from the list.  The names are in alphabetical order and we are the first "C" listed.    Please vote today and thank you for all your support!



Happy Labor Day 2016


Hermine Continues To Track North

Tropical Storm Hermine continues to track north of our area of the state.  Although all C&S clients including our St. Petersburg clients, are no longer under any hurricane or tropical storm watch or warning, C&S continues to monitor Hermine closely.   Very heavy rains are still expected this afternoon and this evening.  


Weather Preparation Letter From DBPR Secretary

Dear Friends,

During the summer months, lightning, floods, tornadoes and wildfires are just a few of the dangers that distress our beautiful state. I want to remind businesses, licensees and consumers of the importance of preparing for Florida’s weather. Having an emergency evacuation route planned and stocking up on supplies are just a couple of ways to prepare for this severe weather season. It’s important to remember that even after doing all of the necessary preparations, Mother Nature can still wreak havoc on your home or business.

If you do find yourself on the short end of a severe storm, be sure to hire only licensed professionals to make repairs to your home or business. Unfortunately, it’s common for unlicensed individuals to take advantage of homeowners following a natural disaster. Our goal at DBPR is to make it easier for you to make good decisions for your family when selecting a construction contractor to make repairs to your damaged home or business.

The best way to avoid falling victim to unlicensed activity scams is to always verify state professional licenses with DBPR. Consumers can verify professional licenses by name or license number online at, by calling the DBPR Customer Contact Center at (850) 487-1395 or by downloading the free DBPR Mobile app through the iTunes or Google Play app stores. Complaints of unlicensed activity can be reported to the department through the Unlicensed Activity Hotline by calling (866) 532-1440.

The clean-up process after a storm hits can be overwhelming. Protecting your home or business from unlicensed individuals is one of the best ways to provide an extra layer of security for you and your family following a natural disaster.


Ken Lawson�s Signature

Ken Lawson

Department of Business and
Professional Regulation
1940 North Monroe Street
Tallahassee, Florida 32399
Customer Contact Center:

C&S Presents Board Certification Class August 3rd

C&S is presenting a Board Certification class for board members of our client communities on August 3, at 6:30 PM at the Comfort Inn located at the intersection of I-75 and Highway 64.  New board members are required by Statute to become certified within 90 days of being elected or appointed to the board.  

Class materials will be provided and seating is limited so we must know in advance that you wish to attend.  Please call Janet Fernandez at 941-758-9454 ext. 121.  C&S provides the Board Certification Class several times a year for our clients.   Our annual Board Member Forum is in February of each year and is open to all communities.  There is no charge to attend any C&S event. 

19.6% Workers Comp Rate Increase Coming

The Florida Office of Insurance Regulation (OIR) announced July 1 that the National Council on Compensation Insurance (NCCI) filed an amended rate filing to address a third legal change affecting Florida’s workers’ compensation system. This amended filing increases NCCI’s initial proposed combined average rate increase from 17.1 percent to 19.6 percent.

Individual projected rate impacts for all three recent legal changes include the following:

* A 2.2 percent projected rate increase for the June 9th Florida Supreme Court decision in the case of Westphal v. City of St. Petersburg, in which the Florida Supreme Court found the 104-week statutory limitation on temporary total disability benefits in Section 440.15(2)(a), Florida Statutes, unconstitutional because it causes a statutory gap in benefits in violation of an injured worker’s constitutional right of access to courts. The Supreme Court reinstated the 260-week limitation in effect prior to the 1994 law change.

* A 15 percent projected rate increase for the April 28th Florida Supreme Court decision in the case of Castellanos v. Next Door Company, which  found the mandatory attorney fee schedule in Section 440.34, Florida Statutes, unconstitutional as a violation of due process under both the Florida and United States Constitutions.

* A 1.8 percent projected rate increase related to updates within the Florida Workers’ Compensation Health Care Provider Reimbursement Manual (HCPR Manual) per Senate Bill 1402. The manual became effective on July 1, 2016.

NCCI is proposing an effective date of October 1, 2016 for new and renewal workers’ compensation policies and that the 19.6 percent rate increase apply to all workers’ compensation policies in effect as of October 1, 2016 on a pro-rata basis for the remainder of each policy’s term.

OIR has scheduled a public rate hearing for August 16, 2016 at 9:00 a.m. to give NCCI an opportunity to discuss the filing and interested parties and other stakeholders the ability to provide testimony or comments. The hearing will be held in the Jim King Committee Room, 401 Senate Office Building, 404 South Monroe Street, Tallahassee, Florida. A media advisory with more details will be released at a later date.

NCCI is a licensed rating organization authorized to make rate filings on behalf of workers’ compensation insurance companies in Florida. The Florida Office of Insurance Regulation has primary responsibility for regulation, compliance and enforcement of statutes related to the business of insurance and the monitoring of industry markets.

Insurance Journal, July 5, 2016

Happy Fourth of July!


Over 4000 Facebook Likes: Thank you!